We monitor public property records for changes related to your property. When a new document, such as a deed, title, mortgage, equity change, or lien, is filed or updated under your address or parcel number (APN), our system detects it and sends you a timely alert so you can verify it was authorized and take appropriate action if needed.
If you receive an alert for a document or change you don't recognize, contact your local county recorder's office to verify the filing. You may also consider consulting a real estate professional or attorney if something appears incorrect.
Yes. Payments are processed through a secure, encrypted system.
YES, ownership doesn't automatically prevent fraudulent filings. Unauthorized documents can still be recorded against a property. Monitoring keeps you informed so you can respond quickly if something changes.
YES. Industry groups and law enforcement have reported increasing cases of real estate and title-related fraud. With the increase in digital tools/records and electronic filing systems these types of issues are becoming more common.
No. Credit monitoring tracks activity related to your financial accounts. Title monitoring focuses on changes and filings in your property's public records.
Traditional title insurance is purchased once at closing and looks backward. It covers defects that existed before you bought your home, such as old unpaid liens, errors in the chain of title, or forged deeds from years prior. It does not cover anything that happens after closing. Our identity fraud insurance (included in the Plus plan) is forward-looking. It covers fraud that happens after you are already the owner, such as someone filing a forged deed or stealing your equity. Think of it this way: title insurance protects against the past. Our fraud insurance helps protect against the future.
Your title insurance stopped protecting you the moment you got the keys. From that day forward, if a fraudster files a fake deed or takes out unauthorized loans against your property, your title insurance policy pays nothing. It only covers what happened before your purchase. Home Title Alert helps fill that gap with two layers: continuous monitoring to catch fraud early, and up to $2 Million in identity fraud insurance coverage* (Plus plan) if fraud does occur after closing.
Call the Iris Resolution Team directly at +1-877-520-3799. They will open a case on their end and handle the resolution process for you. You do not need to stay involved throughout the process -- Iris works the case independently once it is opened. It helps to have your county recorder document and any law enforcement case number ready when you call.
The concept of ālocking your titleā can be confusing. A title monitoring or alert service cannot literally lock or freeze your property title or prevent a document from being recorded.
County recorders generally record documents that meet applicable recording requirements, without requiring the property owner to approve each new filing.
Title monitoring instead helps you detect new title activity after it occurs, so you can identify unauthorized activity and respond quickly.
Discrepancies in public property records do occur, as information is compiled and distributed across various public information systems and municipal departments. Clerical errors or typos can sometimes appear in public record databases, even when the underlying recorded ownership documents are accurate.
Discrepancies may also occur on original documents themselves. Title companies, legal representatives, and administrative filing agents can make clerical errors during preparation. If you find an error, reaching out to the party responsible for creating or submitting the document can help resolve it.
Step-by-Step Resolution Guide
1. Updating Info in the Home Title Alert System
Home Title Alert is happy to assist with updating incorrect property information within our active monitoring system. Please email us at support@hometitlealert.org and we will update your record on our end. Please note that Home Title Alert cannot change or update official government or public records.
2. Property Record Corrections
If you hold copies of your deeds, titles, or other recorded ownership documents:
3. Updating Property Statistics and Building Characteristics
For property characteristics such as bedroom count, square footage, bathroom count, roof type, or property classification (condo, single-family residence, land, etc.):
Plus Plan Claims
Iris Resolution Team
+1-877-520-3799Call to open a claim. Iris handles the case from there.