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Terms of Service

Last Updated: 7/23/2026

1. Acceptance of Terms

By accessing or using the Home Title Alert service (the "Service"), you agree to be bound by these Terms of Service. If you do not agree to all the terms and conditions of this agreement, then you may not access the Service.

2. Description of Service

Home Title Alert provides automated monitoring of public county records to detect changes in property deeds, titles, and ownership records. Monitoring is powered by IrisĀ® Powered by Generali. While we strive to provide accurate and timely information, we cannot guarantee the absolute real-time accuracy of public records, as county recording times vary.

3. Subscription and Billing

The Service is billed on a subscription basis (Monthly or Yearly). Subscriptions will automatically renew unless cancelled prior to the renewal date. You may cancel your subscription at any time through your billing dashboard or by contacting support.

4. Limitation of Liability

In no event shall Home Title Alert, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

  • Your access to or use of or inability to access or use the Service;
  • Any conduct or content of any third party on the Service;
  • Any content obtained from the Service; and
  • Unauthorized access, use or alteration of your transmissions or content.

Our service provides alerts based on public records and does not constitute legal advice or an official title insurance policy. You should always consult with a legal professional regarding property disputes or suspected fraud.

5. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

7. SMS Messaging & TCPA Consent

Home Title Alert uses text messaging to send automated account notifications to customers who have opted in. By providing your mobile phone number and checking the SMS consent box on our website, you expressly consent to receive automated text messages from Home Title Alert at the number provided, including:

  • A welcome confirmation text when you activate property monitoring.
  • Alert notifications if our system detects any changes to your property's title, deed, or ownership records.
  • Customer support follow-up messages related to your account or inquiries.

Message Frequency: Message frequency varies based on account activity and detected property record changes.

Message & Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan.

How to Opt Out: You may opt out of SMS messages at any time by replying STOP to any text message you receive from us. After opting out, you will receive a single confirmation message and no further texts will be sent. To re-enable SMS alerts, contact us at support@hometitlealert.org.

Help: For help, reply HELP to any message or contact us at support@hometitlealert.org or call (855) 901-2803.

Consent Not Required: Consent to receive automated text messages is not a condition of purchasing any product or service from Home Title Alert.

Your phone number will never be shared with third parties for their marketing purposes. For more information on how we handle your data, please review our Privacy Policy.

8. Contact Us

If you have any questions about these Terms, please contact us at: support@hometitlealert.org or call (855) 901-2803.

9. Partner & Affiliate Program

Home Title Alert operates a voluntary partner and affiliate program (the "Program") that allows approved individuals to earn referral commissions by promoting Home Title Alert subscriptions. Participation in the Program is subject to the following additional terms.

9.1 Eligibility and Approval

Participation in the Program requires a separate application and written approval from Home Title Alert. Approval is granted at our sole discretion and may be revoked at any time. Applicants must be at least 18 years of age and legally authorized to work in the United States. By applying, you represent that all information provided is accurate and complete.

9.2 Independent Contractor Status

Approved partners participate as independent contractors, not employees, agents, or joint venture partners of Home Title Alert. You are solely responsible for all federal, state, and local taxes on any compensation earned through the Program. Home Title Alert will issue a Form 1099-NEC to partners who earn $600 or more in a calendar year, as required by IRS regulations. Partners are responsible for providing accurate payment and tax information.

9.3 Commissions and Payouts

Commission rates, hold periods, payout schedules, and payment methods are described in your partner dashboard and may be updated from time to time. Home Title Alert reserves the right to modify commission structures with reasonable notice. Commissions are earned only upon the successful completion of a qualifying referral transaction and the expiration of any applicable hold period. Home Title Alert reserves the right to withhold or reverse commissions that result from fraudulent, deceptive, or non-compliant referral activity.

9.4 Compliance Obligations of Partners

Partners are solely responsible for ensuring their participation in the Program complies with all applicable federal, state, and local laws, including but not limited to:

  • The Real Estate Settlement Procedures Act (RESPA), where applicable;
  • State real estate, mortgage, and title licensing laws;
  • The National Association of Realtors Code of Ethics, including Article 6 disclosure requirements;
  • The FTC's Endorsement and Testimonial Guidelines (16 C.F.R. Part 255), including required disclosure of material connections;
  • Any applicable brokerage, employer, or professional ethics rules.

Licensed real estate professionals, mortgage brokers, and title officers are specifically advised that their state licensing board and professional ethics rules may require written disclosure of referral compensation to clients at or before the time of recommendation. Home Title Alert does not provide legal or compliance advice. Partners should consult their own legal counsel or brokerage compliance officer.

9.5 Prohibited Conduct

Partners may not engage in any of the following:

  • Misrepresenting Home Title Alert as title insurance or a guarantee against title fraud;
  • Making false or misleading claims about the Service, coverage amounts, or benefits;
  • Using spam, unsolicited bulk email, or deceptive advertising;
  • Bidding on Home Title Alert's branded terms in paid search without prior written approval;
  • Creating websites, social profiles, or materials that could be confused with official Home Title Alert communications;
  • Offering cash, gifts, or additional incentives to referrals beyond what Home Title Alert expressly authorizes.

9.6 Partner Liability

Home Title Alert bears no liability for any claims, complaints, regulatory actions, fines, or damages arising from a partner's marketing activities, conduct, or failure to comply with applicable law. Partners agree to indemnify, defend, and hold harmless Home Title Alert, its officers, directors, employees, and agents from any claim arising out of or related to the partner's participation in the Program.

9.7 Program Changes and Termination

Home Title Alert reserves the right to modify, suspend, or terminate the Program or any individual partner's participation at any time, with or without cause. Upon termination, any commissions that have cleared their hold period and have not yet been paid will be disbursed on the next regular payout cycle. Pending commissions that have not cleared their hold period may be forfeited if termination is for cause (including violation of these Terms or prohibited conduct).